Eager for new experiences, Nikki left Ireland for Australia in the late 1990s. She began working in the burgeoning IT industry in Sydney, before following an exciting opportunity to Auckland. It was a formative time that would prove invaluable in the years to come. In 2001, she decided to move closer to home. Nikki completed her MBA in London Business School, and started working as a Strategy Consultant in the banking sector in London, working in the city and consulting for high profile clients such as Visa.Moving home in 2005, Nikki set about creating a business that would bring together her passions for IT, finance and employee happiness – so she founded PerfectCard. The initial product at PerfectCard was a new solution for shopping centre cards, using pre-paid debit cards to eliminate the need for costly software installations at checkout. The retail gift card caught on quickly and PerfectCard won clients like Dundrum Town Centre, Blanchardstown Centre and Swords Shopping Centre.The company then refocused their strategy on the corporate market. PerfectIncentive, a new type of pre-paid debit card product, uses PerfectCard technology to bring the next generation of employee rewards and incentives to businesses all over Ireland, and beyond. With a growing client list including Dell, Salesforce, Dublin Bus, Allergan Pharmaceuticals, AWP Health and Life, and 123, global ambitions and a growing team in Dublin and Galway, PerfectCard has recently become part of the EML Group, an Australian based PLC and Nikki and the team look forward to going global.A previous participant of Going for Growth, Nikki has been a Lead Entrepreneur on Going for Growth’s Starting Strong initiative for a number of years and was a role model for the Back for Business pilot programme.